For owners · succession · confidential

You are thinking about handing over your company.

Perhaps you have been thinking about it for years. Perhaps something changed: your health, your family, a competitor who sold. This page is for the owner of a business with 10 to 150 people, in Germany, France or Italy, deciding what becomes of it.

You have done many hard things. You have probably never done this. Most owners sell one company in their life, and they sit across the table from people who buy companies for a living.

We even the table: we prepare the company, find buyers who can actually pay, protect the part of the price that comes later, write the contracts, and stay until the money is in your account.

Everything below expands on that one sentence, written to be skimmed. If you would rather just talk: contact@finpeak.app. A person reads it, and a person answers.

FinPeak

What it is really worth. And what a bank will support.

Almost every buyer at this size needs a bank. So the real question is not what a formula says. It is what a financed buyer can pay.

Before any buyer sees your numbers, we:

Companies prepared this way sell for more. Nothing surfaces later to argue the price down.

Buyers who can pay, checked before you waste a year.

More people will say they want to buy your company than can pay for it. We ask three questions, early and politely:

Where does the price come from?

Equity, bank debt, or hope. Two of the three close deals.

How much of it is your own money?

Skin in the game is the fastest honesty test there is.

Which bank, and have you spoken to it?

We know what lenders in your country expect, and we check.

A serious buyer respects the questions. The others go away. Better now than after a year.

The part paid later, structured so it actually arrives.

Most buyers will ask you to finance part of your own sale: part of the price at closing, part over the following years. That is normal. Unprotected, it is also where sellers get hurt.

At closing
The larger part, wired before handover
Year 1
Secured
Year 2
Secured
Year 3
Secured
Q1Who gets paid first if things get tight: you or the bank?
Q2What security do you hold while you wait?
Q3What happens if he stops paying?
Structuring deferred payments is our home ground. We price it, secure it, and agree what happens in the bad year, before you sign. So the part you receive later actually gets paid.

What happens to your people.

The question every owner asks first, and almost no advisor answers. The honest version: a buyer who needs a bank needs the business to keep running, and the business is your people.

Choosing

Intentions count in who reaches the final round.

What a buyer plans for the workforce, the site and the name is part of how we rank buyers. If it matters to you, it matters in the process.

Writing

Real commitments go in the contract.

What can be made binding, we write in. And we tell you plainly which promises bind, and which are only words.

Write to us. A first conversation costs nothing. contact@finpeak.app

Execution the big firms reserve for big deals, affordable at your size. 70% of transaction work repeats from deal to deal; our own software does that part in days, not weeks. People make every decision.

70%

Seven steps, start to finish.

Click any step. Engage us for the whole road or a single stretch of it. Most sales take 6–12 months.

Not sure which step you are at? Ask. contact@finpeak.app

See the work before you commission it.

Anyone can claim quality. We show it. Ask, and we will send redacted samples of the real documents: a buyer teaser, a page of a purchase agreement with our drafting notes, the file a bank receives.

Ask for the samples
Teaser · Project Linde

A real buyer teaser, name and numbers redacted

Questions every owner asks first.

How long does a sale take?+

Most sales take 6 to 12 months from first conversation to money in the account. Preparing the company properly at the start is what keeps the rest of the road short.

Will anyone find out my company is for sale?+

No. Buyers first see an anonymous profile; your name appears only after they sign a confidentiality agreement. Your people learn about the sale when you decide, not before.

What if I'm not sure yet whether I want to sell?+

Then start with clarity, not commitment: an honest valuation and what a bank would say about the company. Many owners stop there for a year or two. Knowing the number changes nothing until you want it to.

Do I have to sell to the highest bidder?+

No. The highest number is not always the most certain money or the best home for your people. You decide what matters: price, people, name, handover. We negotiate for that.

What does the first conversation involve?+

You write, we listen, and we tell you honestly whether and how we can help. It costs nothing, commits you to nothing, and stays between us.

Starting to think about it?

Tell us as much or as little as you want. A person reads it, and a person answers.

Confidential · No commitment · The first conversation costs nothing