For buyers · €1M–€25M EV · Germany · France · Italy

A full deal team for the duration of the transaction.

Underwriting, capital stack, debt raise, and the complete documentation stack, drafted for your counsel's review.

Send us the situation See the operating model

Search funds Small PE funds Family offices Strategic acquirers

The problem

Two walls every small acquirer hits.

You can find targets and you have equity. Then the deal goes live.

Wall 01 · Bandwidth

2–4 people can't run four workstreams at once.

DD, documentation, lender negotiations and closing mechanics, simultaneously, on a live deal with an exclusivity clock. Something gets starved; usually the financing.

Wall 02 · Local craft

Acquisition debt in DE/FR/IT is a local craft.

The bank landscape, the security mechanics, how to paper a vendor loan a senior lender accepts. Learned over months you don't have.

The operating model

Proprietary agents on every workstream.

Built in-house, trained on LMA-derived finance documents, SPA architecture and jurisdiction-specific security packages.

Due diligence

Three weeks of junior work → days. Data room ingestion to DD report, with full traceability to source documents.

Credit analysis

Lender-format credit packs, assembled as the deal moves. Spreading, debt capacity, covenant scenario testing.

Legal drafting

First drafts in hours, at or above mid-level associate standard. LOI, SPA, disclosure schedules, security documents, intercreditor terms.

Process

One checklist across SPA and facility documents. CPs, funds flow, version control, closing mechanics.

A junior team · DD report~3 weeks

The agent pipelineDays

Agents do the production; people make every decision.

The legal model

Drafts at associate standard, produced in hours.

The largest controllable cost in a sub-€25M deal is external legal drafting. We invert it.

The usual way

Counsel drafts the full stack from scratch: weeks, by the hour
The financing documents arrive last and fit the SPA badly
Cost scales with every negotiation round

The FinPeak way

We deliver complete first drafts of the SPA, schedules, vendor loan, security documents and ancillaries, with drafting notes and issue lists
Counsel reviews, confirms, and issues opinions (notarial form in Germany, lender opinions) and keeps the professional responsibility
You pay counsel for judgment and sign-off, not for first drafts

The credit element

Agreed deals die in the financing phase.

At FinPeak that workstream is the core of the mandate, not a referral to someone else's problem.

The capital stack we buildper deal

Senior bank debtLocal lenders

Vendor loanRanked & secured

EarnoutPerformance-tied

EquityYour check

The one-page stack diagram every mandate starts from. Anonymized samples on request.

01Stack design. Sized against sustainable leverage, not the price the buyer wishes for.

02Debt raise. Sparkassen and Landesbanken in Germany, BPI and regional banks in France, direct lending and minibonds in Italy. Term sheet to signed facility.

03Vendor loan & earnout. Ranking, security, intercreditor terms, covenants, pricing.

04Finance documentation. Loan, security and intercreditor first drafts with per-jurisdiction security mechanics.

05Funds flow & closing. CPs and funds flow lined up across SPA and facility documents, where deals slip.

Scope of a buy-side mandate

Target assessment to day one.

Click any stage for scope and deliverables.

Ways of working

Four ways to engage. Most buyers start with the financing.

Scoped to where your deal actually hurts.

Entry product

Debt advisory

Have your own process? Start here: we solve the financing only. Capital stack design through signed facility documents.

Best for funds with a live deal and no local lending network.

Embedded mandate

FinPeak inside the deal, typically 3–9 months: daily contact, VDR owner, document producer, financing manager.

Best for the full transaction, LOI to day one.

Document package

A defined document set in 2–4 weeks: LOI, SPA first draft with commentary, credit pack, vendor loan documentation.

Best for teams already in process that need production capacity.

Fractional counsel support

A drafting and coordination layer under your external counsel's supervision. Counsel keeps the opinion.

Best for counsel-led deals where drafting hours are the bottleneck.

Jurisdictions

Three markets, local mechanics.

English, German and Italian working languages. French deals execute in English with local counsel.

Market	Transfer mechanics	Lending landscape	Security package
Germany	GmbH transfers, §15 GmbHG notarial form; established vendor-loan culture in Nachfolge deals	Sparkassen, Volksbanken, Landesbanken	Share pledges, Sicherungsabtretung
France	SAS/SARL transfers; Loi Hamon employee-information obligations for qualifying SMEs	BPI co-financing, regional banks	Dailly assignments, fonds de commerce pledges
Italy	S.r.l. quota transfers via notary; commercialisti as process gatekeepers	Local banks, direct lending, minibonds	Pegno structures, special liens

Proof, not promises

Don't take "institutional standard" on faith.

Ask for the samples: an anonymized credit pack, an SPA excerpt with our drafting notes in the margin, the one-page capital stack. Judge the work product, then decide.

Ask for the pack

FCredit pack · Project Adler

FinPeak drafting noteIntercreditor: vendor loan subordinated, security second-ranking. See issue list §4.

Credit pack cover with the stack one-pager, anonymized

Have a live deal, or a thesis?

Send the situation: target profile, jurisdiction, timing, where the equity stands. You get a concrete view on structure and scope within a working day.

contact@finpeak.app

One side per deal. If we represent the seller in a process, you hear it on first contact.